David Toaff is a respected figure in the U.S. residential mortgage banking industry, known for his consistent achievements among the nation's top professionals. Born in Philadelphia, PA, and raised across various cities, he brings a combination of hard work and compassion to everything he does, leaving a lasting impression on those he meets.
Throughout his life, he has called several cities home, including New York City, Winter Park, Florida, and Washington, DC. Currently, he resides in North Bethesda, Maryland. He holds a Bachelor's degree in Economics from the University of Maryland, reflecting his solid academic foundation. Outside his professional life, he has always had a rich array of interests. He spent some time as a competitive breakdancer and has a lifelong passion for spicy food, travel, and exploring tropical destinations. Fitness, cooking, and live music also play essential roles in his personal life, showing his well-rounded approach to both work and leisure.
David Toaff's career in mortgage banking is filled with notable accomplishments. As a Senior Loan Officer and Sales Manager in the residential mortgage banking sector, he has consistently ranked in the top 1% of loan officers in the U.S. between 2016 and 2023. His success has also been recognized by the Scotsman Guide, which listed him among the Top 500 Loan Officers in the country in both 2017 and 2018. His efforts didn't stop there. From 2018 through 2021, he earned the prestigious Elite 8 Award, presented by First Home Mortgage. This award is a testament to his exceptional performance and leadership within the company. His ability to stay at the top of his field for such an extended period also led to his inclusion in the Leaders Club from 2016 to 2023. These achievements reflect not only his skills as a loan officer but also his dedication to providing excellent service to his clients.
In addition to his success in mortgage banking, David has cultivated other passions, one of which is breakdancing. His interest in the art form began at the age of 14 when he first witnessed kids breakdancing outside Penn Station in New York City. For him, freestyle dancing is a creative outlet that allows for personal expression without rigid rules. He enjoys the freedom and social nature of the dance form, finding it both fun and engaging. Breakdancing is just one of the many ways he stays connected to his creative side, balancing it with his professional responsibilities.
He has always been committed to giving back to his community. Since 2014, he has been a steadfast supporter of Beit Elazraki Children's Orphanage in Israel, a cause close to his heart. His charitable efforts expanded in 2016 when he began supporting Wounded Warriors, an organization that assists injured veterans. A year later, in 2017, he also started contributing to Magen David Adom, Israel's emergency medical service, similar to the Red Cross. David Toaff's charitable activities aren't limited to financial support. He has also volunteered his time, such as when he worked with The Salvation Army in Washington, DC, in 2019. More recently, in 2023, he extended his help to the Manna Food Bank, showing his ongoing commitment to aiding those in need. His dedication to philanthropy began at a young age, as he started assisting homeless individuals at just 16 years old. This early start in community service speaks volumes about his character and lifelong dedication to helping others.
As of April, David will celebrate 11 years with First Home Mortgage, a significant milestone in his career. Their decade-long tenure at the company reflects his loyalty, work ethic, and ongoing success in the mortgage industry. He is also looking forward to continuing his role as an educator and leader within the industry. He is excited about his upcoming Homebuyer Seminar, co-hosted with Realtor Terinee Bonds, set to take place on March 27 and April 10 at Keller Williams in Hyattsville, MD. These seminars are just one example of his commitment to sharing his expertise with others, helping potential homeowners navigate the often complex process of buying a home.
David Toaff's life and career are marked by a balance of professional excellence, personal passions, and a strong sense of community involvement. From his top-tier performance in the residential mortgage banking industry to his love for breakdancing, travel, and charitable work, his journey is one of humility, hard work, and dedication. His consistent success as a loan officer, along with his commitment to philanthropy and personal growth, continues to inspire those around him. He is not only a leader in his profession but also an individual who strives to make a meaningful impact on both his industry and his community.